Live Your Life
Imagine the difference that thoughtful planning and advice
– done well – could make in your life.
Align Your Money With Your Life.
We Help You Save. Grow. Manage. Protect. Live.
At LULLA our passion lies on helping free up your time to enjoy what matters to you most. Focus on building a life that is to be lived, while we help focus on your financial future. Knowing that no two people are the same – no two financial plans should be either. Our structure is designed to allows us the time to meet with our clients regularly. For us, it is important to keep you aware of current situations and be able to address and adjust as life and priorities change.
Our objective is to provide you with a comprehensive road map that consolidates the various financial components of your life into a centralized, integrated plan. Financial planning is a process, not an event. As the markets, economy, opportunities, and personal circumstances change, we provide guidance to ensure your plan remains aligned with your goals.
Money is simply the fuel for living the life you want. Although the message is simple, the execution can be complex,
at times requiring skillful navigation and access to additional resources.
Insight Into The Future
Our mission is to take the stress out of planning for your future by explaining the complex financial world in a simple and relatable way. We help you build, preserve and manage your wealth.
Align Your Dollars With Sense
Frequently Asked Questions
At LULLA Wealth Financial, we know you may have questions. Since communication and alleviating stress are core to our process, we’ve put together some of the more common concerns or inquiries we recieve – we are happy to connect and learn more about your specific needs.
- We DO NOT represent a bank, insurance company or Wall Street firm, and have no proprietary products.
- We DO NOT take kickbacks nor try to sell you a myriad of insurance policies.
- We sell advice, and as fiduciaries, we are committed to acting in your best interest.
Our first meeting is always complimentary and there is no obligation.
We use it as an opportunity to learn about each other. It also helps us determine if we can be of service to you and if there is a mutual beneficial reason to work together.
Prior to working together, we will identify the appropriate fee structure based upon your needs and the type of financial advice that you seek. Our goal is to deliver meaningful and valuable advice that exceeds our fees.
Before implementing strategies, we must do the work first. At LULLA we do not charge our clients to work on and create a financial plan.
We typically charge one of two ways:
- Percentage of assets under management (AUM Fee) : For wealth management, we typically charge a percentage of your portfolio value per year. Our advisory fees do not exceed 1.5%.
- Hourly fee: Hourly fees are typically charged to clients who already have a comprehensive plan, but need a refresh, update, or monitoring of portfolios. Our minimum hourly fee is $ 250.00 per hour
We provide two primary services which include:
Investment Management – A comprehensive service including the development and maintenance of a personal financial plan (see below), investment management, and continuous advice as your life and needs change.
- We serve as your Personal CFO keeping you on track towards your life goals.
Financial Planning – the process of developing a road map (financial plan) for your future which will help identify, clarify, and prioritize your goals. We also collect your financial facts and together, we develop a plan tailored to your situation. You will receive a clear and concise recommendation summary. We will then address your financial questions and concerns.
Such experience gives clarity and insight needed to live a more financially confident life.
Your plan may cover:
- Retirement income planning and expense projections
- Education planning
- Life planning
- Asset management
- Income tax planning
- Insurance planning
- Estate planning
- Legacy planning
- Net worth analysis
Resources & Reading
We’ve cultivated some videos and articles that expand on trends and processes that may be of interest. We are constantly building our learning library, ensuring our clients and friends have a channel to learn more.
What About Financial Aid for College? Financial aid for college consists of loans, grants, scholarships, and work study. Grants and scholarships are worth searching for because they don’t have to be paid back, unlike student loans, which require an ongoing financial obligation, or work study, which requires a work commitment. There are generally three sources
What Are Some Tips for Managing My Money? As with virtually all financial matters, the easiest way to be successful with a cash management program is to develop a systematic and disciplined approach. Spending a few minutes each week to maintain your cash management program, can help you keep track of how you spend your
Should You Speed Up Your Retirement Plans? According to a March 2021 survey, an estimated 2.8 million Americans age 55 and older decided to file for Social Security benefits earlier than they expected because of COVID-19. This was about double the 1.4 million people in the same age group who said they expected to work